Adverse
Adverse credit is defined as:
- Late credit card, loans or mortgage payments
- Missed credit card, loans or mortgage payments
- Defaults- Continuous of missed payments
- County Court Judgement (CCJ’s)
- Discharge bankruptcy
- Individual Voluntary Arrangement (IVA’s)
- House repossessions
Our mortgage staff are experienced enough to deal with all cases sympathetically. We will advise and recommend the right deal based on your circumstances.
We Know Mortgages Ltd have access to the whole market and are able to source products for applicants with adverse credit.
Applicants with none of the above and only poor credit scores (mainly due to lack of credit and voters roll history); please speak to one of our mortgage advisors whom will place you with lenders whom are lenient towards scoring. /p>
If you require advice on adverse mortgages and you’re a first time buyer; please submit your details above and one of our mortgage brokers will call you. We Know Mortgages Ltd have access to thousands of mortgage products across the high street and building societies. We’ll guide you through the mortgage process from start to finish. We are based in Manchester city centre.