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If you're interested in a mortgage or just want to know what we can do for you, simply fill in your details below. An advisor will be in touch to discuss your requirements. For further details, please refer to Get in touch page.
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We know mortgages - Ask us anything

Standard Variable Rates

Standard Variable Rates mortgages (SVR) can be offered to borrowers; and the rate offered is higher than the fixed rate and discounted rate schemes. Generally the main benefit of Standard Variable rate mortgage is there is no early repayment charge; our mortgage advisors will confirm the product with you.

Standard Variable Rate mortgages are suited to investors and applicants seeking buy to let mortgages or let to buy mortgages. The only down sides to the product is the payments fluctuate and are at a higher rate.

Mortgage lenders set their own standard variable rates and generally take into account:

  • Market conditions
  • Competition
  • Operating costs and desired profit margins

Our mortgage brokers will advise you the right deals based on your circumstances.

If you require mortgage advice and you’re a first time buyer; please submit your details above and one of our mortgage brokers will call you. We Know Mortgages Ltd have access to thousands of mortgage products across the high street and building societies. We’ll guide you through the mortgage process from start to finish.